Wednesday, May 30, 2012

What If My Employer Doesn't Match My 401(k) Contributions ...

Should I continue to make contributions to my 401(k)? Is there something else that I should make contributions to instead?

As you may recall, the recommended order for retirement savings contributions is normally as follows:

  • 401(k) contributions up to the amount that the company matches
  • max out your Roth or traditional IRA contributions for the year (as applicable)
  • max out the remainder of the available 401(k) contributions
  • make taxable investment contributions

In the situation where your employer doesn?t match your contributions to a 401(k) plan, the order of contributions is more appropriate if you bump up the Roth or traditional IRA contributions.? In other words, just eliminate the first bulletpoint.

Now, the choice of Roth IRA versus the traditional IRA for your contributions is dependent upon your income and the tax impacts.? For example, you would not be eligible to make a deductible traditional IRA contribution if your Modified Adjusted Gross Income (MAGI) is greater than $112,000 (if you?re married and filing jointly), or $68,000 if you?re single. (Contribution limits are for 2012 tax year.)

Since the deductible traditional IRA has the ability of being deducted from your income, making your contribution there could decrease taxes.? If you?re in a position to take advantage of this, you should probably go this route.? In the case where you?re married and your spouse isn?t covered by a retirement plan ? either he doesn?t work outside the home or his employer doesn?t have a retirement plan ? you can make a deductible IRA contribution for your spouse as well if your MAGI is less than $183,000.

On the other hand, if your MAGI is greater than $112,000 (MFJ) or $68,000 (Single), a Roth IRA contribution might be the best first option for retirement savings contributions.? The Roth IRA contribution is available to you if your MAGI is less than $183,000 (MFJ) or $125,000 (Single).? The Roth IRA contribution doesn?t reduce taxes for you currently ? but in the future your distributions from the account can be tax-free if qualified.

If you don?t fit into those income categories, you still have the option of making non-deductible contributions to a traditional IRA for the tax year.? Again, there?s not a tax benefit in the current year, but there are benefits to making such a contribution ? such as the ability to convert the funds from this traditional account to a Roth IRA later ? that will make the contribution worthwhile.

The reason that the use of either a Roth IRA or a traditional IRA is the first choice (if available to you) over a non-matched 401(k) plan is because with the IRAs, you have much better control over your costs, investment choices, and fewer restrictions on non-qualified distributions.

The 401(k) still offers the greatest amount of tax-deferral ? up to $22,500 if you?re over age 50, $17,000 otherwise ? versus a maximum contribution of $6,000 ($5,000 if under age 50) for the IRAs.? This is the reason that the 401(k) account is still a good choice for making retirement savings contributions, even if your employer doesn?t match your contributions. So if you have more money to contribute to your retirement savings than the initial $5,000 (or $6,000 if over age 50), the 401(k) should definitely still be a part of your plan.

IRA Owner's ManualClick the link to pick up a copy of An IRA Owner's Manual or if you'd prefer the Kindle version (and let's face it, ALL the cool kids do!), you can find that at this Kindle version link.
I can learn from you, you can learn from me - please leave your comments and links!?Jim Blankenship, CFP?, EA, is an expert in personal retirement, IRAs, and tax issues, with more than 25 years of experience in the industry. Read more from this author

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Home health equipment - HEALTH, BEAUTY & FITNESS

home health equipmentAt Supervits. com searching through the title from the product, home health equipment what it? s you? ll need the supplement for, health as well as by manufactures such New Chapter Vitamins and today vitamins. If you don? t have to go to a physician regularly, it can save you rates by growing the deductible amount and completely getting rid of a choice of co- payment with this cover. If this does, the ? rapidly manages to lose its jelly- like viscosity, which protective cement manages to lose its usefulness. Consistency All doctors could be in- network under universal healthcare. We? re committed a lot more than 1, 000 dental practitioners. Should you be careful about casual investing, you might find that there? sutter health jobs sutter s more income going swimming inside your budget than you recognized. Xylitol has additionally health been discovered to be good at getting rid of bacteria that triggers foul breath, gum illnesses, ulcer and stomach cancer. You will find other people who opt out of the idea of a long- term policy. home It? s so because such homework involves just discovering various a healthy body insurance coverage using their quotes and also the right source where to possess them. Searching for Wealth in Mental Health eLearners. com introduced today the very best 20 most widely used degree programs online as recognized through the 2011 eLearners Index, a yearly proprietary are convinced that evaluates prospective student interest and demand in online education. For those who have bought student medical health insurance using your school, keep in mind that most medical services are carried home health equipment out in the school? s health center. Acquiring help having to pay for that costs of home healthcare might not be as difficult while you think. States filing suit incorporated Florida, with a large senior population, and Texas, which needs to have to shoulder a $ 24 Billion jobs burden within the next ten years consequently from the new law. Listed here are the standards that has to be looked at if you wish to select the right provider and also the best medical health insurance plan. Migraine Since we operate in different shifting agendas, severe headache can be a huge problem. By way of modifying the spine, it allows the particular nerve impulses flow to help keep equipment your body healthy. The majority of us ladies and males know about these signs and symptoms as you? ll want seen them in your relatives at some point or even the other. With child weight problems in a high rank of 13% of youngsters and adolescents within the U. S, Obtaining the youthful ones from t. v and game titles and also to a gym is a superb begin a proper existence.

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Tuesday, May 29, 2012

Things That Make Me Go Mmmm ? Energy Healing, Ethics, Respect 4 Teens, & Transparency

Energy healing is still considered an
alternative healing modality and because of this you should read the
disclaimer
on my website before making the decision to see me. This is some of what
you'll find there and the information is relevant to this article:

Simon Hay does not provide medical diagnosis, or consultations related to health, medical, or psychiatric issues. Soul healing is an alternative hands-on healing method, and although soul healing has proved to be effective treating physical, mental, and spiritual conditions, the method would be considered alternative or complementary by Western health care professionals.

By engaging with spirit, energy fields, and systems natural to each person and the Universe, Simon Hay is connecting to the subtle-energy fields or spiritual bodies of the client, not the physical body which is the domain of the medical field and other allied health care professionals.

Simon Hay is not a medical doctor or other licensed health care professional. Soul healing is not a substitute for medical or psychological treatment from licensed and registered healthcare professionals. Simon Hay advises you seek professional advice before making any health decision.

I highlighted the important bits. In all my consultations, speaking events and writings, I always disclose that I have no medical training or accreditation in any modality of healing. This, from the About page on my website: I'm not like other healers. I cannot show you a certificate or a diploma, and the only letters after my name are the ones I share with my father. Although I have absolute faith in what I do, I'm transparent and honest about my work, and I need to be. Not for the obvious reasons of liability, but out of respect for the people who place trust in me. I have been unsuccessful many times, clients have had no discernible healing response or health change.

Tonight, a close friend told me about an incident that happened at a mind body spirit expo today. A fourteen year old girl went to have a 'free' massage with an (?) alternative healer ? let's call him altered-ego. The girl returned distressed and relayed to my friend that during the massage, altered-ego had diagnosed her to have had an assortment of health issues. I'm presuming altered-ego considers himself a medical intuitive.

After the 'free' massage and during the consult, altered-ego told the girl he could heal her if she booked a session with him, and if she couldn't commit to a treatment she could buy his book and learn to heal herself.

My friend calmed the teen down and talked to her mother. The mother challenged altered-ego, who at first denied any diagnosis', and then admitted he had diagnosed a few minor health issues. His qualification to do so, nil, nada, zip! Oh, he had accreditation in, I'd rather not say healing, or as I prefer to call it, I attended an over-priced weekend workshop and received a sheet of shiny toilet paper with my name on it.

That may annoy some practitioners of energy healing, but let's be honest. Completing a workshop and receiving a certificate of accreditation doesn't guarantee proficiency or results. It's a certificate of attendance, and that's all. I've met and continue to meet people who can heal and get results without any prior experience in or connection to energy healing. All I have to do is encourage them to try. These meetings and my own personal journey have left me sceptical of the validity of certification.

I hear these stories too often and they make it difficult for genuine healers to be taken seriously. Put aside that altered-ego's an idiot, he touched a fourteen year old without parental consent. If my clients aren't eighteen and a parent's not present I won't heal them. I ask parents to sit in on the session. Even when I do distant healing's, I ask for a parent to be in the room with the minor and parents are advised to read all the information on my website beforehand.

Being a medical intuitive, and I'm assuming that's what altered-ego thinks he is, is an abstract science/function (?). The information is influenced by human consciousness and I'm certain no two intuitive's would work the same. A good ? and I don't know how to measure that ? medical intuitive working in conjunction with a doctor or surgeon would make a formidable team.

I see, similar to dreaming, anatomical and cellular images, as a hologram projection, when I'm healing, but I don't always know what I'm seeing or why. At times 'I'm' the fluids in the body. I sense and I am 'something' (?). I don't know how this is possible and I don't how I'm able to get the results that I do. Intention and faith seem important, but so can be bored detachment and, ?fark, I'll give this a try ;).?

As I have no medical training I'd rather be described as an intuitive than a medical intuitive. I'm aware that some client's consider me to be one and I have used the #medical and #intuitive hash-tag on twitter. It's complicated to fit into any one box.

If you're looking for an alternative healer, do some research. Most of my clients are via referrals, and this really is the best endorsement. I know that there are good healers who aren't as vocal or as visible as I am, but check to see if websites are professional and free of advertising. My site is informative and I keep the marketing to a minimum. Want to know how or what I do? Read all the information on my website and every article on my blog. I guess it's not an absolute, but good healers will be transparent and share everything they know.

If you've had a similar experience, please share. No names though. Contact me if you want to vent, that way we can keep our online-consciousness respectful. Talk soon :).

For more Soul Healing, visit simonhay.com.au
Before booking a healing, please read the disclaimer
@SimonHayHealer
Simon on FB
Simon on Google+

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Kentwood shuts down Puyallup for championship | 4A Baseball

Originally published May 26, 2012 at 10:33 PM | Page modified May 26, 2012 at 10:57 PM

PASCO ? When Taylor Jones fired the final two-seam fastball of his high-school career, it went right where the Kentwood pitcher wanted, skirting across the outside corner of the plate.

When he saw the ball snap into catcher Reese McGuire's glove, Jones pumped his right fist. He spiked his glove. Then he launched his 6-foot-7 frame into his catcher's arms before being covered in Conquerors celebrating a 4-1 victory over No. 3 Puyallup in the Class 4A state title game Saturday night at Gesa Stadium.

"You can't dream of a better ending, going seven innings, striking out eight in the game," said Jones, who helped Kentwood claim its second title in three years. "It was amazing."

With his team's title hopes in his hands, Jones delivered. He allowed one run on four hits despite dealing with a groin injury that forced him to leave his last start ? against Redmond in the quarterfinals ? early.

"Taylor just pitched the game of his life," Kentwood coach Mark Zender said. "It was one of the best high-school performances I've seen in any sport."

Zender made up three different lineup cards before the game, because he didn't know if Jones would be able to pitch. After going through physical therapy all week, Jones decided to test his groin about 15 minutes before the game.

He was supposed to go three or four innings. The second-ranked Conquerors (25-2) had help ready in the bullpen, but Jones went all seven, shutting down the Vikings (22-6).

"I was just feeling it," he said. "I couldn't stop."

Jones also delivered on offense with run-scoring singles in the first and third innings, helping Kentwood take an early lead.

In the final frame, Zender asked Jones how he was feeling. The coach said he was thinking about bringing in senior Lucas Gately.

"Let's close it with Lucas," Zender said.

"No," Jones said. "I'm in."

He finished what he started. And, when it was over, he shared with his teammates, the guys who did the little things to help secure a championship.

"We're a fundamental team," Zender said. "We kind of play the old-fashioned way and they've bought into that. It's just been wonderful. They're a wonderful group of kids. They've done everything that we've asked them to do."

Third-place game

Richland 10, Beamer 7

Richland sent 11 batters to the plate in the second inning and scored six runs to take a commanding lead, but the fourth-ranked Bombers had to withstand a late Beamer rally to claim the Class 4A third-place trophy.

Trailing by eight heading into the seventh, the No. 10 Titans (18-8) rallied for five runs, including Daniel Lee's two-run single that cut the deficit to three with one out in the final frame.

With two on and the potential game-tying run at the plate, Richland junior Nate Ruane struck out both batters he faced to seal the win for Richland (22-6).

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Rolling Thunder! Biker vets invade Washington

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The Note's Must-Reads for Monday May 28, 2012

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Sunday, May 27, 2012

Henry Lowood, Curator, Stanford University: Game Preservation, You Have Met Your DOOM: "Significant Properties" and Computer Games

Henry Lowood, Curator, Stanford University
Monday, June 4, 2012, 10:00 AM to 12:00 PM
Location: Engineering 2, Room 399
Hosted By the Center for Games and Playable Media

Abstract:?

The main focus of the Preserving Virtual Worlds 2 project is analysis of digital games to determine? sets of "significant properties" for specific game titles.? Significant properties research has occupied a place of growing importance in the digital curation and preservation literature over the past decade.? However, the results of this research have thus far not had much impact on digital game preservation. This is because digital games generally are more complex than most other digital media forms. Moreover, there have been significant disagreements even among critical games studies researchers concerning the inherent nature of digital games.? Yet, integrating perspectives from game design, software studies, history of technology, and social studies of gameplay into a discussion of the properties of games seems unavoidable.? This talk will present some of the issues, followed by presentation of some thoughts for discussion about shifting the significant properties discussion from analysis of surface characteristics of games to auditing procedures based on data inputs.

Bio:

Henry Lowood is curator for history of science & technology collections and for film & media collections at Stanford University.? He is also a lecturer in the Introduction to the Humanities Program, the Science and Technology Studies Program and the History and Philosophy of Science Program.?? Since 2000, he has led How They Got Game, a research and archival preservation project devoted to the history of digital games and simulations.?? This project includes Stanford?s contribution to a multi-university, interdisciplinary project called Preserving Virtual Worlds, funded by the U.S. Library of Congress and the Institute of Museum and Library Services.? His most recent publication is The Machinima Reader, published by MIT Press and co-edited with Michael Nitsche.

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Political notebook: Small Business Council honors Sen. Hagan ...

Saturday, May 26, 2012 12:00 AM | Printer friendly versionPrinter friendly version | E-mail to a friendE-mail to a friend | Comments

U.S. Sen. Kay Hagan was recognized Tuesday for her support of small businesses. The Small Business Council of America, a national nonprofit lobbying group, honored her with its 2012 Congressional Award.

?We are proud to present this award to Senator Hagan for her significant efforts on behalf of small businesses across the country,? said Chair Paula Calimafde, according to a Hagan press release sent Tuesday. ?We acknowledge her dedication to small business and her understanding of the economic, tax and employee benefit problems facing small businesses today.?

Hagan, a member of the Committee on Small Business and Entrepreneurship, said in the press release that she is honored to receive the award.

? ? ?

U.S. Rep. Larry Kissell met with members of the North Carolina Military Foundation recently to discuss the growing partnership between the U.S. military and NASCAR, and ways to continue to move that relationship forward.

According to a Monday press release from Kissell?s office, he was joined by Executive Director Lance DeSpain and Deputy Director Kenneth Ratashak for the discussion.

?The links between the motorsports industry and our armed forces are far greater than many think,? Kissell said in the press release. ?Whether it?s making shared advances in the technologies that help keep both our servicemen and drivers safe during impact, or ways to collaborate on the benefits of cutting edge engine technologies and machinery, there is much for these two entities to talk about.?

In addition to exploring the science and similarities between the impact of NASCAR wrecks and blasts or explosions endured by military vehicles, the military and NASCAR are also working on methods to improve engine performance, fuel and power supplies, seat design, suspension systems, flame resistant clothing, vehicle aerodynamics and more.

In February, representatives from the U.S. Army and NASCAR announced an agreement to work together and on these advances, along with the N.C. Department of Commerce and other state-wide organizations.

? ? ?

Rowan County?s legislative delegation is paying special attention to energy issues in the N.C. General Assembly.

Rep. Harry Warren is listed as a co-sponsor on a bill that would allow hybrid-electric and propane vehicles to drive in high occupancy vehicle (HOV) lanes, regardless of the number of passengers.

And Rep. Fred Steen and Sen. Andrew Brock are both co-sponsoring versions of the ?Clean Energy and Economic Security Act.?

The bill, which was filed this week in both the state House and Senate, would make a number of changes to the state?s energy policy.

It would authorize the process of horizontal drilling and hydraulic fracturing ? or ?fracking? ? but only after a two-year moratorium. During that time, a new Oil and Gas Board would ?create a modern regulatory program for management of oil and gas exploration and development in the state.?

A joint legislative commission on energy policy would be established. The bill also would call for the purchase of school buses and government pickup trucks that run on compressed natural gas.

In addition, Brock has signed his name to three bills filed this week that focus on government efficiency.

He is a primary sponsor of the ?Smarter Government/ Business Intelligence Initiative? to implement enterprise-level data integration and analytics initiative across state government.

Brock also is co-sponsoring the ?Accountability for Taxpayer Investment Act,? to require state agencies to provide uniform, program-level accountability information about the programs they provide.

The third bill Brock has co-sponsored would establish an Efficiency and Cost Savings Commission, which would choose agencies for a zero-based budgeting review process.

The joint commission would then ?study whether there are obsolete programs, cost-reduction opportunities in state government, and any cases where existing funds can be redirected to meet new and changing demands for public services.?

Thanks for commenting on SalisburyPost.com! You'll need to login with your Facebook credentials to comment on this story.

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Friday, May 25, 2012

Teaching Jobs in Canada - powered by Education Canada Network


Grande Prairie Public School District #2357

Invites applications for:
MAINTENANCE CLERK
MAINTENANCE SHOP
COMPETITON NUMBER: S1112-048

Permanent Full-Time (40 hours per week) Maintenance Clerk
Effective June 11, 2012
Applications will be accepted until June 1, 2012

The Maintenance Clerk provides clerical services and administrative support to the Operations Department. Key responsibilities include answering telephones and greeting visitors in a professional manner, facility rentals, accounts receivable, recording meeting minutes, ordering school supplies, as well as, maintenance requisitions.

A strong secretarial background with Microsoft Office, bookkeeping and Internet is required. The successful candidate will be a self-starter, have the ability to work independently and have the interpersonal skills to be able to interact with a variety of personalities. Good organizational skills, oral and written communication skills and the ability to work in a team environment are essential.

Qualifications:
? completion of a post-secondary Business Administration diploma
? knowledgeable in the Microsoft Office Suite of software, internet and e-mail protocol
? 2 years of formal experience performing responsible clerical and secretarial work
? other combinations of education, training, and experience which provide the knowledge, abilities, and skills necessary to perform effectively in the position may be considered

PLEASE QUOTE COMPETITION NUMBERS FOR EACH APPLICATION

ALL RESUMES to be submitted to:

Lorna Nordhagen
Human Resources Manager
Grande Prairie Public School District #2357
10213 ? 99 Street, Grande Prairie, AB T8V 2H3
Phone: (780) 532-4491 Ext. 1001 Fax (780) 539-4265
E-mail: human.resources@gppsd.ab.ca

Please be advised that a current criminal record check and a child welfare check MUST be presented as a condition of employment.
We as an employer reserve the right to check internal/external references.
Only those candidates who are selected for an interview will be contacted.

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No verdict yet in ex-U.S. Senator Edwards' trial

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Wednesday, May 23, 2012

Top iPhone App for Your Business Networking

iPhone is a wonderful device the reason is its just not the communication device its much more , with high resolution screen, good screen touch, range of application makes it useful and people liked phone among the other mobile. If you are handling and online business then its a good tool to connect your business audience. You can update with things and news with iphone. So iphone is a must device to have for business oriented people. Because of booming demand of iphone the demand of iphone app development is also sky high. Iphone app developers have understood the needs of people to use different iphone application and they are providing useful apps.

Here are some of the most useful applications that should be in your iphone:

Wordpress:

You can simply edit your company blog, post comments, update new blog from your iphone wordpress app from anywhere.

Youtube:

Check your favorite videos, movies, clips from your iphone, you can also update your own videos, post comments, check your play list and enjoy your videos, you can also upload videos from your iphone apps.

?

Facebook:

Facebook is one of the most popular social networking site that everybody use these days, now its become a trend to find friends on facebook, and think that if you have facebook app in your iphone then?, yes now you can enjoy chatting, update comments, post your wall, videos, links from your iphone at a touch of your finger.

?

Twitter:

These feature applications will let you follow tweeted links without leaving the app. You can simply post your important tweets in your account, you can view other tweets, check your friend list, update location and much more. There are paid and free version are available but you can try the free version then you can move to paid.

Myspace:

Myspace is also one of the good social networking site you can simply connected with your friends, send and receive messages with iphone myspace app, check your contact list, and statuses and you can upload your photos from your iphone.

LinkedIn:

As you know Linkedin is one of the most popluar professional network site and with iphone you can simply access to all your professional connects, you can stay connected with more than 50 million professionals worldwide in real time. The linkedin app allows you to have information about all your important contacts and can simply connect from any location.

StumbleUpon:

Check out the best stories, pics that is updated by your friend right to your iphone at a single touch, there are millions of users of stumble upon and with iphone you can simply check your story update comments, update your story and can do much more with your iphone.

So above are the list of the application than every iphone should have and if you are handling online business then you must create iphone, android, blackberry apps for your business, and Fusion Informatics will offers complete mobile application development solution at very affordable price and best quality as per your project needs.

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Tuesday, May 22, 2012

File Personal bankruptcy Twice ? marciacrossfan.net

Report by Markaalam

File Personal bankruptcy 2 times - Finance - Personal bankruptcy

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Often times customers inquire me if they can file personal bankruptcy 2 times. There looks to be the mistaken opinion among numerous individuals, attorneys involved, that you cannot file personal bankruptcy two times or that the Federal Legislation places a certain restrict on the amount of times that you can file personal bankruptcy.

Really, the limitations on personal bankruptcy are not on the amount of occasions that you can file. Instead, The limits on filing bankruptcy are not so considerably on the amount of moments that you can "file" but relatively on how typically you can get a "discharge" of your debts in a individual bankruptcy scenario that you have submitted. For illustration, you can file Chapter seven this year, get a discharge, then file Chapter 13 two many years and the Court will let the submitting. Nonetheless, you may possibly not be eligible to obtain a discharge in the subsequent circumstance.

There is a complex set of policies that use. For case in point, you can get a Chapter 7 discharge 8 several years after a Chapter seven filing and six several years after a Chapter 13 filing. You would want to seek advice from with a really knowledgeable personal bankruptcy lawyer or attorney who has a powerful command of the pertinent rules to solution this query properly. In the Chapter thirteen context the filing bankruptcy waiting durations to receive a discharge are shorter, meaning you have to wait around much less time right after a bankruptcy submitting to be in a position to file a Chapter 13 and get a discharge of your debts in that Chapter thirteen case. The guidelines vary relying upon no matter whether your prior situation was a Chapter seven or a Chapter 13 case.

There are policies that give that if you file several bankruptcies you get a lot less advantages in the subsequently submitted bankruptcies, such as decreased or non-existent personal bankruptcy computerized keep, which would mainly have an effect on a Chapter 13 case and not a Chapter seven scenario due to the fact Chapter thirteen is usually filed to get the advantage of the automatic stay and end a foreclosure.

So if you are contemplating bankruptcy and need to have to file a Chapter seven or Chapter thirteen case, make sure your attorney understands that the limits on individual bankruptcy filings mostly tackle the variety of discharges that you can obtain in a Chapter 7 or Chapter 13 scenario and not the variety of moments that you can file in a given period of time.

Mark Aalam
Personal bankruptcy Attorney

About the Author

San Diego Personal bankruptcy Law firm specializing in Chapter 7 and Chapter 13 bankruptcy.

Use and distribution of this report is subject matter to our Publisher Tips

whereby the original author's details and copyright have to be incorporated.

Markaalam

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filing bankruptcy

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Monday, May 21, 2012

Palestinian activist convicted on stoning charge

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Breast Cancer Care Boca Raton- Signs That You Should Opt for ...

Last updated 2 hours 50 minutes ago

There are many factors that can contribute to a woman?s risk for breast cancer, and genetics is an important one to consider. There are genetic mutations of either the BRCA1 or BRCA2 gene that can be identified through a blood test. These genetic mutations only account for about 5-10% of all breast cancer cases, but individuals who have these abnormal genes are at a significantly higher risk for developing breast cancer. Getting tested for these genetic abnormalities is not necessary for everyone, but it will help create a beneficial screening schedule for higher-risk patients. Here are some signs that indicate you could fall into this category of individuals:

  • You have a male relative who has had breast cancer: Breast cancer in men is rare and is often linked to genetic inheritance. If any of your immediate male family members have had breast cancer, you should have a genetic test.
  • You have a family or personal history of ovarian cancer: The gene abnormalities that indicate a high risk for breast cancer are also linked to ovarian cancer, so it is an important factor in determining your risk.
  • You have a family history of breast cancer in younger individuals: Typically, breast cancer is diagnosed in individuals who are over the age of 40. If you or a family member has a history of breast cancer earlier in life, genetic testing is warranted.
  • You are of Ashkenazi Jewish decent: Your heritage can also affect your genetic makeup, and an Ashkenazi Jewish background may indicate that genetic testing would be beneficial. This is especially true for individuals of this background with a family history of ovarian or breast cancer.

To find out more about the benefits of genetic testing and who should consider this procedure, schedule an appointment with Marla W. Dudak, M.D. Contact us by visiting our website or calling us at (888) 418-6759.

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Lockerbie bomber Megrahi dies in Libya

Abdel Baset al-Megrahi, convicted of taking part in the 1988 Lockerbie bombing, has died in Libya of prostate cancer. NBC's Jim Maceda reports from London.

By NBC News, msnbc.com and news services

Updated at 10:38 a.m. ET: TRIPOLI - The former Libyan intelligence?officer convicted of the 1988 Lockerbie bombing that killed 270?people has died, his son told NBC News on Sunday. He was 60.

Abdel Baset al-Megrahi died at home after his health quickly deteriorated. "He has been suffering from cancer for a long time and God choose him," Khalid al-Magrahi told NBC.


"He was too sick to utter anything on his death bed,"?his brother?Abdel Hakim told Reuters. "We want people to know he was innocent."

Al-Megrahi was convicted in 2001 of the bombing of Pan Am Flight 103 as it flew to New York from London. All 259 people aboard the airliner were killed and 11 others on the ground in the town of Lockerbie, Scotland, died from falling wreckage.

Scotland?freed him in 2009 on compassionate grounds because he was suffering from advanced terminal prostate cancer and thought to have months to live.?

Reuters

Convicted Lockerbie bomber Abdel Baset al-Megrahi speaks during an interview at his home in Tripoli on Oct. 3, 2011. He was transferred to hospital on April 13, 2012 after his health deteriorated quickly.

His release angered many relatives of the victims, 189 of whom were American, and the Obama administration criticized the decision.

Many speculated that a backdoor deal had been cut between the former regime of Moammar Gadhafi and the British government. With the fall of the Gadhafi regime in 2011, many in the U.S. and U.K. called on the new Libyan leaders to extradite Megrahi to serve out the remainder of his prison term, something Libya's ruling National Transitional Council refused?to do.

Lockerbie relatives: 'Never thought this day would come'

The family of convicted Lockerbie bomber Abdel Baset al-Megrahi tell NBC News that he is in a coma, without medicine and near death. NBC's Stephanie Gosk reports.

Al-Megrahi, who served as an intelligence agent during the rule of Gadhafi, denied any role in suspected human rights abuses in his home country before Gadhafi's fall and death in a popular uprising last year.?

In April, al-Megrahi's condition worsened and he was taken to a private hospital to receive a transfusion of eleven liters of blood, but subsequently felt strong enough to return home.?

NBC News, msnbc.com staff and Reuters contributed to this report.?

More world news from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

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Dufner carries lead into final round of Nelson

Jason Dufner watches his tee shot on the first hole during the third round of the PGA Byron Nelson Championship golf tournament, Saturday, May 19, 2012, in Irving, Texas. (AP Photo/LM Otero)

Jason Dufner watches his tee shot on the first hole during the third round of the PGA Byron Nelson Championship golf tournament, Saturday, May 19, 2012, in Irving, Texas. (AP Photo/LM Otero)

Dicky Pride watches his putt roll wide of the second hole during the third round of the PGA Byron Nelson Championship golf tournament Saturday, May 19, 2012, in Irving, Texas. (AP Photo/LM Otero)

Matt Kuchar watches his put on the second hole during the third round of the PGA Byron Nelson Championship golf tournament, Saturday, May 19, 2012, in Irving, Texas. (AP Photo/LM Otero)

Dicky Pride watches his tee shot on the first hole during the third round of the PGA Byron Nelson Championship golf tournament Saturday, May 19, 2012, in Irving, Texas. (AP Photo/LM Otero)

Keegan Bradley watches his tee shot on the first hole during the third round of the PGA Byron Nelson Championship golf tournament, Saturday, May 19, 2012, in Irving, Texas. (AP Photo/LM Otero)

(AP) ? Nine players had or shared the lead during the third round of the Byron Nelson Championship.

Yet when play ended Saturday, Jason Dufner was the one alone at the top of the leaderboard for the second day in a row.

Unfazed by more breezy conditions, Dufner shot a 1-under 69 for an 8-under 202 total. He had a one-stroke lead over Jason Day, J.J. Henry and Dicky Pride.

"Similar conditions as (Friday), so probably helped me a little bit, just being comfortable with the wind and how hard it was blowing," Dufner said. "Good ball striking, hit a lot of greens. ... Didn't feel like I was scrambling too much, trying to save pars or out of position, anything like that."

Three weeks after getting his first PGA Tour victory at New Orleans, and two weeks after getting married, Dufner is already trying to win again.

Dufner is comfortable in his position with the experience of having won recently, and the forecast for more wind Sunday, though it is not expected to be as stiff as the 20 mph with gusts the last two days.

Matt Kuchar, who won The Players Championship last weekend, was in a group of eight players four shots back after a 72 with an up-and-down back nine.

Kuchar, the fifth-ranked player in the world, still has a chance to become the first PGA Tour player since Tiger Woods in 2009 to win in consecutive weeks.

Dufner's only bogey came at the 528-yard par-4 third hole, when he knew right away that his drive wasn't a good one. He immediately dropped his club to watch as the ball flew into a bunker on the left side of the fairway, opposite the water on the right where he hit his tee shot the previous day.

"A little bit of carryover from (Friday), not trying to let those things happen, but occasionally they creep in your mind," he said. "That bunker is almost as bad as being in the water, so (Sunday) maybe I'll think of that and play more aggressive and try to hit the shot a little better."

Dufner, who birdied four of his last five holes Friday, got the lost stroke back Saturday with a 10-foot birdie putt at No. 6. He had pars the rest of the way except for the 14-foot birdie at the par-4 14th.

Day's only bogey came when he missed a putt of less than 2 feet at No. 18. The ball rimmed around the cup and rolled back toward him, costing him a share of the lead with a round of 67.

"I just hit it too hard through the break," said Day, the 2010 Nelson champ who finished fifth last year in his only other appearance on the TPC at Four Seasons courses. "One day that hole will pay me back, and hopefully it's (Sunday)."

There were 20 players within five strokes of the lead. And 10th-ranked Phil Mickelson was among of group of seven more players only one more back.

Henry had three birdies on the back nine after two bogeys on the easier front nine in a round of 67. Pride, who has been playing professionally for 20 years, got his only PGA Tour victory in 1994.

"I threw my caddie in the air trying to figure out the wind," Pride said jokingly after his round of 69. "Grass, I couldn't see."

Vijay Singh, a 34-time PGA Tour winner whose last victory was in 2008, had a 66 Saturday. He was two strokes back after an eagle-birdie-bogey finish. After his 38-foot eagle putt at the par-5 16th, he made a 5-foot birdie at No. 17 but missed a par putt of the same distance on the last hole.

"I've been looking forward to this position," he said. "My game has been coming around, but there wasn't any signs of scoring and this s the first day where I kind of went out there and scored well."

PGA rookie Jonas Blixt from Sweden (67) and Marc Leishman (71) were tied for sixth at 205.

Ryan Palmer, the 2011 Nelson runner-up after losing in a playoff, shot a 72 in the final group. He was with Kuchar and defending Nelson champion Keegan Bradley (71) in that group of eight at 2006.

Kuchar was 8 under and leading after consecutive birdies to start his back nine, with a 32-foot putt at No. 10 and hitting his approach at No. 11 inside 3 feet.

After hitting his tee shot at No. 12 into a fairway bunker, he had a chance to save par but missed a 6-foot putt. His tee shot at the 180-yard 13th stopped 4 inches from the pin for a tap-in birdie that got him back to 8 under and the lead, but that didn't last long.

An errant drive on No. 14 led to a drop, then he had to punch back into the fairway before his approach to the back fringe of the green and a double bogey. His approach out of the rough at the next hole found a greenside bunker and he missed a 7-footer for par.

Bradley was only one stroke off the lead when his drive at No. 11 was way right. His shot from there went over the green and trickled into the water, leading to a triple bogey that took him to 4 under, where he finished.

Mickelson had five birdies and four bogeys for a round of 69. He failed to make up any ground even after holing a 42-foot chip shot at No. 18, where he finished with double bogey Friday.

"It was a fun way to end the day," he said. "I had a lot of opportunities to get right back in the mix and made four or five mistakes there, sloppy bogeys."

Associated Press

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Suicide blast kills 13 in eastern Afghanistan

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Sunday, May 20, 2012

No IPO Pop Here: Facebook Is Basically Flat On Last Night?s Price of $38 Per Share

Screen Shot 2012-05-18 at 6.30.41 AMFacebook shares opened at $42.05, a 10.5 percent increase from its final price last night at $38. Shares are actually currently almost flat at $39.16, which is 3.6 percent higher than $38 the price that underwriters settled on last night. While it may not be as juicy a story, it's a signal that Facebook's IPO was priced pretty efficiently and that the company didn't leave too much money on the table. Right now, retail investors are getting their hands on the shares. The company's first trade was actually delayed by 30 minutes on NASDAQ as market makers had issues settling on an opening price. They kept delaying the opening in five-minute increments, which isn't all that uncommon in popular offerings, according to a conversation we had with Bruce Aust, who is NASDAQ?s executive vice president and head of the global corporate client group, earlier today.

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Saturday, May 19, 2012

G8 summit: Euro crisis and possible 'Grexit' overshadow agenda

The G8 leaders hosted by Obama at Camp David have several global issues on their minds: Syria, nuclear proliferation, famine. But the eurozone debt crisis is once again the dominant concern.

By Mark Trumbull,?Staff writer / May 18, 2012

Oxfam activist wearing masks depicting G8 world leaders participate in a demonstration outside the White House in Washington, Thursday. President Obama will welcome G8 leaders to the presidential retreat in Camp David, Maryland.

Pablo Martinez Monsivais/AP

Enlarge

Leaders from the world's largest advanced economies, the so-called Group of Eight (G8), meet Friday and Saturday with one big item pushing its way to the forefront: How to get Europe's debt crisis back under control.

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That's far from the only item on the agenda of the G8 summit, which is being hosted by President Obama at the presidential retreat in Camp David, Md. The leaders are also concerned about issues including the conflict in Syria and the threat of nuclear-weapons proliferation. They plan to talk about global efforts to guard against famine and malnutrition.

But the big and unavoidable issue is clear. Europe's sovereign debt crisis has flared anew since recent elections in Greece and France, sending negative financial ripples worldwide. Getting the eurozone back on track is Job No. 1.

Europe's austerity push, designed to address big budget deficits and a rising tide of public debts, has left the region in or near recession. Greece, with the biggest debt load, has seen a flight of bank deposits and a failure by newly elected lawmakers to form a unity government. As that nation prepares for new elections, the word "Grexit" has entered headlines as shorthand for the idea that Greece may soon exit the eurozone.

A sign of the global turmoil: A broad index of European stocks is down 15 percent in the past two months. Stocks have fallen a similar amount in emerging-market nations. America's Standard & Poor's 500 index is down about 8 percent. And a "flight to safety" by investors has buoyed the US dollar, US Treasury bonds, and German government bonds.

"The eurozone is at a crossroads. It either has to make up or it is looking at a potential breakup," British Prime Minister David Cameron, one of the G8 leaders, said in a speech Thursday. He said that without policies that lead toward both debt reduction and growth, the region is in uncharted territory, "which carries huge risks for everybody."

What can the G8 do? No grand plan is expected at the summit. But the weekend gathering is an important venue for the officials to prod, cajole, and seek a meeting of the minds. In attendance are three key euro zone leaders (from Germany, France, and Italy), plus leaders of the US, Britain, Canada, and Japan. President Vladimir Putin of Russia, the eighth G8 nation, is not attending.

Leaders within Europe are trying to set a new balance between the financial imperative of budget discipline and the political imperative to seek economic growth. The push for austerity is championed by Germany's Angela Merkel, while France's newly elected Fran?ois Hollande symbolizes the push for growth.

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Wardrobe malfunction marks beginning of Karl Amoussou?s Bellator win

In the first minute of Karl Amoussou's fight with David Rickels, a wardrobe malfunction happened that could have derailed the whole night. Rickels threw an inadvertent kick to Amoussou's groin that snapped the strap that held up Amoussou's protective cup.

This caused a delay in the Bellator welterweight tournament semifinal in Louisiana. Referee Jason Herzog informed the state commission officials on what happened, then asked, "Can someone go to the back and see if he can borrow a cup?"

Now, fighters are usually generous people. They'll share training time, clothes and equipment. But a cup?

Luckily, the Bellator cut man figured out a solution. As shown above, he used athletic tape to secure Amoussou's cup, and all was well in the cage. Amoussou went onto win a very close decision over Rickels and will now face Bryan Baker in the welterweight tournament final.

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Video: Index of Leading Economic Indicators Down 0.1%

CNBC's Rick Santelli breaks down the leading economic data, and its impact on the economy, with CNBC's Steve Liesman.

Related Links:

Business & financial news headlines from msnbc.com

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Friday, May 18, 2012

Revisiting Hollywood's gems | Arts & Entertainment | South Philly ...

Here?s a look at 10 films celebrating a milestone anniversary worthy of a fresh screening.

With roughly a dozen new movies released in theaters each week, one doesn?t often think to skip the latest and greatest and revisit classics of the past. Such is why anniversaries are great for old films ? they provide an event through which titles of yesterday can be recognized, and sometimes, inspire new viewers to catch a gem they regrettably missed. In honor of this anniversary issue, 10 films have been selected for celebration, each one hitting a milestone this year. All are worth rediscovering, or perhaps, discovering for the first time.

?

20th Anniversary:

?

The Crying Game

(1992)

Known by many as a movie with one big gender-bending shocker, Neil Jordan?s ?The Crying Game? isn?t often given proper credit as an air-tight, highly unique drama, with an unlikely love triangle tied to the events of the Irish Troubles. With superb performances from Stephen Rea and Jaye Davidson, this gritty curio captivated critics upon release, and rode its buzz to a handful of Oscar nods.

?

25th Anniversary:

?

The Princess Bride

(1987)

Indeed, it may seem inconceivable that two-and-a-half decades have passed since Princess Buttercup (Robin Wright) braved the Fire Swamp with Westley (Cary Elwes). After all, Rob Reiner?s rendering of William Goldman?s fantasy novel holds up remarkably well, still deeply funny and superbly paced in all its genre-mashing. It?s hard to pick a favorite supporting player, but odds are many would choose Billy Crystal as Miracle Max, a medicine man like no other.

?

30th Anniversary:

?

Blade Runner

(1982)

Rightly deemed as one of the greatest sci-fi films of all time, Ridley Scott?s ?Blade Runner? is a visionary titan of the genre, and surely the signature adaptation of a work by the brilliant Philip K. Dick. A rain-soaked, dystopian noir that explores the subculture of artificial ?replicants,? the movie boasts Harrison Ford?s best brooding tough-guy performance, his Rick Deckard serving as a bogie for the future.

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  • TheDude said...
    Mandy Moore is pretty smokin. I wish I was cool enough to date her. Does anybody know how I can get her number?

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